:root{
  --blue:#004C91;
  --blue-700:#003F79;
  --green:#3BB273;
  --charcoal:#333333;
  --slate:#6C757D;
  --white:#FFFFFF;
  --yellow:#FFC300;
  --bg:#FFFFFF;
}

*{box-sizing:border-box}
html,body{margin:0;padding:0;background:var(--bg);color:var(--charcoal);font: 400 16px/1.6 "Open Sans", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif}
h1,h2,h3,h4{font-family:"Montserrat", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;margin:0 0 .5rem}
h1{font-weight:800;font-size:48px;line-height:1.1}
h2{font-weight:700;font-size:36px;line-height:1.2}
h3{font-weight:600;font-size:24px;line-height:1.25}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1140px;margin:0 auto;padding:0 20px}
.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid #E9ECEF;z-index:100}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:12px 0;gap:12px}
.brand{display:flex;align-items:center;gap:10px}
.nav{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.header-cta .tel{font-weight:700}
.skip-link{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{position:static;width:auto;height:auto;padding:8px;background:#000;color:#fff}
.hero{background:linear-gradient(135deg, var(--blue) 0%, var(--green) 100%);color:#fff}
.hero-inner{display:grid;grid-template-columns: 1.2fr .8fr;gap:24px;padding:64px 0}
.hero-copy p{font-size:18px}
.hero-ctas{display:flex;gap:12px;margin:18px 0 8px}
.kpis{list-style:none;padding:0;margin:16px 0 0;display:flex;gap:16px;flex-wrap:wrap}
.hero-art{min-height:260px;border-radius:16px;background:radial-gradient(circle at 30% 30%, rgba(255,255,255,.25), rgba(255,255,255,0) 60%), url('/assets/img/hero-placeholder.jpg') center/cover no-repeat}
.btn{display:inline-block;background:var(--blue);color:#fff;padding:14px 22px;border-radius:10px;font:600 16px "Montserrat", sans-serif;border:none;box-shadow:0 4px 10px rgba(0,0,0,.1)}
.btn:hover{background:var(--blue-700);text-decoration:none}
.btn-outline{background:#fff;color:var(--blue);border:2px solid #fff}
.btn-small{padding:10px 14px;font-size:14px}
.section{padding:56px 0}
.section.alt{background:#F7F9FC}
.card-grid{display:grid;grid-template-columns: repeat(4, 1fr);gap:18px}
.card-grid.three{grid-template-columns: repeat(3, 1fr)}
.card{background:#fff;border:1px solid #E9ECEF;border-radius:12px;padding:18px;box-shadow:0 6px 18px rgba(0,0,0,.06)}
.text-link{font-weight:600}
.process{display:flex;flex-direction:column;align-items:flex-start;gap:12px}
.steps{display:grid;grid-template-columns: repeat(3, 1fr);gap:16px;padding:0;margin:12px 0 0;list-style-position:inside}
.cta-band{background:var(--blue);color:#fff;border-radius:12px}
.cta-band .tel{color:#fff;text-decoration:underline}
.cta-band-inner{display:flex;align-items:center;justify-content:space-between;padding:18px 22px}
.form{display:block}
.form .grid{display:grid;grid-template-columns: repeat(2, 1fr);gap:12px}
label{display:flex;flex-direction:column;gap:6px;font-weight:600}
input, select, textarea{padding:12px;border:1px solid #DDE3EA;border-radius:8px;font:400 16px/1.4 "Open Sans", sans-serif}
.hidden{position:absolute;left:-9999px}
.contact-side{margin-top:24px}
.site-footer{background:#0b2540;color:#EAF2F8;margin-top:40px}
.site-footer a{color:#EAF2F8}
.footer-grid{display:grid;grid-template-columns: 1.5fr 1fr 1fr 1fr;gap:18px;padding:28px 0;border-bottom:1px solid rgba(255,255,255,.15)}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding:16px 0}
.list-plain{list-style:none;padding:0;margin:0}
@media (max-width: 900px){
  .hero-inner{grid-template-columns:1fr}
  .card-grid{grid-template-columns:1fr 1fr}
  .card-grid.three{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .form .grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width: 560px){
  h1{font-size:38px}
  h2{font-size:28px}
  .card-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
}